Portrait · drop in
About
A decade on the desk, a lifetime in Indian markets.
Currently · Consultant, JP Morgan Chase Independent counsel since 2025
I am Yash Agarwal. I currently serve as a Consultant at JP Morgan Chase, and outside of that engagement I read annual reports for a living and have traded crypto, on my own book, for over ten years — through three bear markets and four halving cycles.
I am not a distributor. I do not run a wealth platform. I take a small number of households and active traders as clients each year and write them a plan they can actually read in one sitting.
Philosophy
Insurance is a cost.
Crypto is a position.
Equity is a seat
at the owner’s table.
Treat each instrument as what it is, and the rest is patience. The practice does one thing: name what each rupee in your household is doing, in writing, in plain English.
Areas of expertise
What I actually do all day.
Five pillars, written end-to-end into one plan.
01
Crypto trading 10+ YEARS · OWN BOOK
Spot & derivatives across BTC, ETH and a curated long‑tail. Risk-first, position-sized, rule-bound. India tax-aware exits.
02
Indian stock market NSE · BSE · DIRECT EQUITY
Bottom-up research, concentrated positions, annual‑report deep reads. Bias toward owner‑operators and clean balance sheets.
03
Mutual funds & SIPs DIRECT PLANS ONLY
Goal-mapped SIPs, regular‑to‑direct migration, debt allocation, STP & SWP architecture.
04
Other investments SGB · NPS · PPF · REIT
Sovereign Gold Bonds, REITs, InvITs, NPS, PPF, structured debt. Each used as an instrument, not as a default.
05
Insurance & protection TERM · HEALTH · NO ULIPs
Pure‑term life sizing, health cover audit, surrender analysis on existing endowment/ULIP policies, claims advisory.